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Red Book values

I have recently returned to a more active collecting state; while I started collecting in the 1950's, I haven't kept up with "market values." During my active years, 1960-1975, Red Book values were hardly realistic; they were inflated to say the least. Now, while shopping for US types, & Lincolns to fill out once dormant sets, I find that prices are equal to or exceeding 2007 Red Book values for most of the coins that interest me on eBay, Internet sellers and the two coin shops that are near me. Question: Is my experience common and does it reflect the current reality?
Also, it seems that grading standards have slipped particularly in the vf and xf range. Any comment? Finally, cleaned and toned coins seem to be the rule not the exception (the opposite was true in the 1960's). Is my observation accurate? Your comments and insights would be appreciated. Bob

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