How is this Saint graded a 66?

swest

I am new and working on learning grading but the dings and strikes on this coin seem to put it in the MS63 catagory at best for me.

Please let me know what you all think the correct grade is on this so I can have a learning experience.

Thanks

Swest

Ebay Link

HighRelief

ms63 at best

granddad

MS61.


Have a Great Day!
Louis