Paypal strikes again
Wizardsguildcards
Posts: 536
Well I went back to using Paypal with some apprenhension. Everything was going smoothly until today. I sold an item almost 2 weeks ago for 75.00. I have already gotten feedback and buyer has it and was very happy with it. Today I get hit with a message saying that money was being taken due to fraudlent activity on the buyers account. When I spoke to Paypal about it I heard the same old story I heard last time that it appears my buyer was "selling" on another ID scamming people then buying items with that money. This is the second time this has happened to me and I can promise you there will not be a third time.
I am glad to see Bidpay is back in service and has set up a service just like Paypal's that Ebay approves of. Was hoping the Google pay service would be good but Ebay has already said no to it
I am glad to see Bidpay is back in service and has set up a service just like Paypal's that Ebay approves of. Was hoping the Google pay service would be good but Ebay has already said no to it
0
Comments
I am going to start using other payment services. I had a case years ago against paypal and won
There's something wrong with Paypal's reasoning - I believe.
You did nothing wrong - how do they know which is the "bad" money and which is OK?
They are wanting you to take responsibility for something that's not your problem - it seems.
You made a legal transaction and they took funds from this guy and gave them to you - now they say that money was illegally obtained? Fine - but where's "your" protection?
You are out that card - they have mitigated some of their problem at your expense.
Now I know why some don't like paypal?
I would call them on it?
I see their reasoning - but in the big picture - they are including the little guy in the big equation it seems in a very self serving manner.
good luck
mike
I don't see where punishing the unknowing sellers is the right thing to do. These should be some of those things they need to eat the expense of instead of punishing the ones who pay their bills.
When I was without Paypal last time, I had no drop in sales or anything like that. Only reason I went back for for the ease of it not having to run to the bank. Ohh well
recently encountered.
Smith buys a card from Jones;
Smith is defrauded by Jones in that sale;
Johnson sells a card to Jones;
Johnson has to give Smith the money
that Jones paid Johnson;
Jones keeps Johnson's card.
Only in the fanatsy world of "buyer protection"
that evilBays corrupt sister PayPal has built.
The PayPal TOS provides for this nonsense.
Also, under many other circumstances - that
have nothing to do with PayPal - a seller can
get burned this way. Bank robber buys card
from you, FBI takes money away from you,
and gives it to the bank or the FDIC.
But, PayPal is not the FBI. (Maybe they should
be "looked into" by the FBI, though.) It is
PayPal's FAULT that the thief had a PayPal
account in the FIRST PLACE. PayPal and eBay
both have set millions of fraudsters loose
on consumers over the last 10-years. They
need to clean-up, or CLOSE DOWN.
I do not know what your financial situation
is, but if they do it to me, I will hire the best
lawyers in America to nail them; and, I do
not care if I can "afford" it or not, as long
as I can pay for it.
storm
Bidpay however is allowed by Ebay and allows buyers to pay with CCs free of charge to them. Sellers pay the fees now and they are not far off from Paypal's fees. Sellers get their money deposited straight into their checking or savings account. No more money orders like there used to be.
AlertPay
Is that on Ebay's approved list??
Minnie Minoso Master and Basic
1967 Topps PSA 8+
1960's Topps run Mega Set
"For me, playing baseball has been like a war and I was defending the uniform I wore, Every time I put on the uniform I respected it like the American flag. I wore it like I was representing every Latin country."--Minnie Minoso
AlertPay.com, anypay.com, AuctionChex.com, AuctionPix.com, BillPay.ie, ecount.com, cardserviceinternational.com, CCAvenue, ecount, e-gold, eHotPay.com, ePassporte.com, EuroGiro, FastCash.com, Google Checkout, gcash, GearPay, Goldmoney.com, graphcard.com, greenzap.com, ikobo.com, Liberty Dollars, Moneygram.com, neteller.com, Netpay.com, Nochex.com, paychest.com, payingfast.com, paypay, Postepay, Qchex.com, rupay.com, scripophily.com, sendmoneyorder.com, stamps, Stormpay, wmtransfer.com, xcoin.com >>
The best "prohibited payment" is STAMPS !!!!!!!!!!!
storm
<< <i><< Payment Services not permitted on eBay:
AlertPay.com, anypay.com, AuctionChex.com, AuctionPix.com, BillPay.ie, ecount.com, cardserviceinternational.com, CCAvenue, ecount, e-gold, eHotPay.com, ePassporte.com, EuroGiro, FastCash.com, Google Checkout, gcash, GearPay, Goldmoney.com, graphcard.com, greenzap.com, ikobo.com, Liberty Dollars, Moneygram.com, neteller.com, Netpay.com, Nochex.com, paychest.com, payingfast.com, paypay, Postepay, Qchex.com, rupay.com, scripophily.com, sendmoneyorder.com, stamps, Stormpay, wmtransfer.com, xcoin.com >>
The best "prohibited payment" is STAMPS !!!!!!!!!!!
storm >>
wow, i've never heard of prohibited payments. this is getting ridiculous. doesn't this sound like restraint of trade?
Yes. But, there is a 1.5% surcharge/furcharge, that
Meg must be paid via PayPal.
//////////////////////////////////////////////
"wow, i've never heard of prohibited payments.
this is getting ridiculous. doesn't this sound like
restraint of trade? "
////
No. EvilBay's in-house shyster-department has
told Meg that the "venue" could be exposed to
allegations by defrauded consumers that the
"venue" ALLOWED "potentially dangerous and
not secure payment methods" to be used on
the "venue."
What about the "allegations" that eBay/PayPal lets
any thief on the planet set up shop and steal from
consumers ALL DAY, EVERY DAY?
storm
is, but if they do it to me, I will hire the best
lawyers in America to nail them; and, I do
not care if I can "afford" it or not, as long
as I can pay for it.
Storm...let me know...I have 2 lawyers...BOTH take sportscards in trade for services!! lol
-- Yogi Berra
Rich
That does not apply in these situations. This is simply Paypal acting as judge, jury and executioner. This is even allowed under the TOS which are shady at best. The TOS actually make it nearly impossible for the average person to beat Paypal. This is why they have only been hit hard that one time.
This is also why some states are sitting back and seeing how Louisiana finally makes out with Paypal. They are still in court over a law that Louisiana put into action 4 years ago that prohibits Paypal from doing any form of business within their state
As far as illegal payments go, Google is threatening lawsuits against Ebay over their recent decision.
I did a search and over the past few weeks Bidpay has exploded in usage on Ebay. Many sellers who are using it no longer list Paypal as a payment option.
Did you know that Ebay research indicates that items without Paypal only sell for 3 to 5% less than those with Paypal. Do the math on that, by the time you pay the fees to Paypal, you are usually coming out about the same if not more in most cases.
////////////////////////////////////////////////////
That is VERY true.
But, MANY buyers will not bid if PayPal is not "an option."
MANY buyers have adopted this position even if they
plan to pay with a check or money-order. Somehow,
buyers feel the "seller MUST be legit if PayPal gives
them an account." (This will probably be a major
element in the series of pending lawsuits that will
seek to force PayPal to find out who they are
REALLY dealing with b4 they allow folks to open
a PayPal account.)
storm
With Bidpay becoming a larger force recently on Ebay I don't see much of a problem. I know of 3 Power Sellers who have dumped Paypal altogether and told me they have seen no change in their sales and Bidpay payments are becoming more and more common for them. July 1st I looked up bidpay in an Ebay search there were 85,000. Today there are over 500,000.
It seems to me that Paypal has been skirting the limits of the law since its inception, and I'd be surprised if some class action lawyers haven't targeted that outfit for some serious $$$.
research of what has already been filed. There are
many more being drafted right now.
This old one is really funny, in a terrible sort of way.
//////////////////////////////////////////////////
Auctionbytes-NewsFlash, Number 265 - February 26, 2002 - ISSN 1539-5065
Latest Online Auction Related Scam: Bogus PayPal Lawsuit Sites
By Ina Steiner
AuctionBytes.com
February 26, 2002
Jacoby&Meyers filed a nationwide class action lawsuit against PayPal on February 20th alleging improper restriction and administration of customer accounts. The law firm is now seeking an emergency order concerning the growing number of "angry consumer" Web sites providing information about the consumer lawsuit.
The class action lawsuit against PayPal alleges an aggressive and overly broad anti-fraud policy that caused erroneous and wrongful restrictions on user accounts, and that the company deliberately conceals from customers important contract information about consumer service and account restrictions.
Jacoby&Meyers says its Web site http://www.JacobyLawyers.com has been flooded with emails about frozen PayPal accounts. But Some Web sites that have sprung up to discuss the case suggest that consumers "direct all class action questions here," and one is actually charging for information about the class action lawsuit. (I wonder if they accept PayPal.)
Jacoby&Meyers is seeking an emergency order from the California Superior Court directing Web site operators to refrain from suggesting any affiliation with the class action lawsuit. Jacoby&Meyers has asked for an emergency order to avoid confusion and to prevent any broadcast of misleading information about the lawsuit.
"Some PayPal consumers feel they have been misled once, and we want make every effort to make sure they are not misled a second time," said Gail Koff, managing partner and co-founder of Jacoby&Meyers.
My ebay listings
and not a mere "receipt for mailing." (For them to allow it any other way
would be an invitation to fraud.)
Item 2., CLEARLY contemplates "delivery confirmation."
b. Seller Protection. For each Payment, if a Card payment submitted by a Buyer is approved by BidPay and applicable funds are remitted by BidPay to Seller’s Bank Account, BidPay shall assume the Chargeback risk for such Payment subject to satisfaction of ALL of the following conditions:
1. the goods shipped are not subject to the “Restricted Transactions” terms set forth in Section 2.1.e. below;
2. Seller ships goods using an established courier or postal service that provides shipment confirmation services;
3. the goods are shipped within seven (7) business days or the timeframe stated in the auction listing, whichever occurs earlier, of Seller’s receipt of the applicable funds from BidPay;
4. the addressee information for the shipment is filled in correctly;
5. Seller provides BidPay with a complete and accurate copy of the proof of shipment for the Transaction in question within three (3) business day of BidPay’s request for such documentation;
6. Seller was not engaged in illegal, fraudulent, or misleading activity related to the Transaction;
7. Seller assigns and delivers to BidPay the proceeds of any insurance recovery received from the delivery service if the shipment was insured; and,
8. Seller is at all times in full compliance with applicable laws, rules, regulations, statutes, ordinances, and the terms and conditions of this Agreement.
EDITED TO ADD Important INFO:
Your old BidPay account is no lonegr valid. You have to re-register
if you have not done so in 2006.
storm
Next thing I know, Paypal has "restricted" my account. In other words, the $3000 is being witheld from me and I am unable to send or receive money through my account. After about a dozen phone calls with useless customer service reps, they explained that all sellers of World Cup tickets have been given this restriction. This is because many transactions involving World Cup tickets were fraudulent and therefore they made a new policy to suspend all World Cup ticket sellers' accounts. I was given the following options:
1) Refund the buyer his money. (The buyer already attended the soccer game in Germany, so I'd be out $3000!)
2) Wait 6 months before my account will be reactivated. (Without earning interest on the $3000!)
Bottom line is that Paypal has completely screwed me over and refuses to listen to the details of my case.
Don't let this happen to you!
Paypal makes it easy for buyers to screw sellers.
A marriage made in heaven!
Collecting:
1909-11 T206's
1955 Topps AA Football
Nate Colbert (Padres)
and refuses to listen to the details of my case.
Don't let this happen to you! "
////////////////////////////////////////////////
It can happen to anybody who sells expensive items
and accepts PayPal payments. (BidPay has the same
authority under their TOS.)
The key is to get the money out of the PayPal account
the minute it is posted.
I would have my lawyer contact PayPal in the morning.
I have "some" sympathy for PayPal and the other merchant
clearing guys, because they need to make a profit in
order to be able to provide me the service I need/want.
BUT, if PayPal would do just two things, a lot of the
account-restriction complaints would go away:
1. DO NOT give anybody a PaPal account who does not
meet the same credit-requirements that their "partners"
at Providian impose on applicants.
2. DO NOT allow PayPal to be used for the purchase of
"previously-profiled high fraud risk items." (Tickets,
gold/silver bullion, and a bunch of others.)
If these restrictions make PayPal "not profitable," then
their business model is flawed and they need to cease
operations.
storm
This is where Paypal and Bidpay. The money you are sent via Bidpay is sent directly to your bank account. Bidway will not be able to go directly into your bank account to get the money like many think they will be able to, that is what got Paypal successfully sued a few years back. They will be able to put a hold on your account and not send you any money until the debt is paid off.
Ther protection plan works out nearly the same as Paypal's.
Forget blocking him; find out where he lives and go punch him in the nuts. --WalterSobchak 9/12/12
Looking for Al Hrabosky and any OPC Dave Campbells (the ESPN guy)
sending the item, which went out two and a half weeks ago. "
////////////////////////////////////////////////////////////////
Well, so much for the "new and improved" seller protection
plan that PayPal claimed it was going to "roll-out" in the middle
of July.
I do not think that I can do my eBay biz w/o PayPal. It is enough
work to go to the post-office. I sure do not want to be standing
in line at the bank to make small deposits.
Also, PayPal is the ONLY thing that allows me to ship my
stuff "almost immediately" upon payment. If I have to "hold
checks/MOs for clearance," buyers will have to wait and I
will have to keep a confusing stack of "items to be mailed
in the future."
storm
My eBay Store
BigCrumbs! I made over $250 last year!
If it is a postal money order you can get it cashed at the post office. If they don't have the cash to cash it on hand they can at least confirm it is real. I usually just hold small payments until I have many and deposit them all at once instead of manking many trips to the bank.
Trust me once you break yourself of the "can't do business without Paypal" thought process, you will be alot happier as a seller. I know many power sellers aside from myself who have dumped Paypal, some have never taken Paypal at all.
It will take them at least 10 days to do so. Then they might decide that they want to get more information from you and limit your account. If they do this then it will take about 6 months to clear it up.