Fire Results!!!

mnstortuga

OK, so hre is yet another reason to stop smoking.....i just recently finished off a room in my basement for a new office. 5/8'' drywall all the way around with new flooring and the works. I dumped my ash tray out and headed up stairs for a few minutes until smoke and fumes started to work through the house. An hour later, my office was ruined and my card collection was about %20 gone.

The lessons learned from this:
1. Keep your cards on a spreadsheet and the info in another place (server).
2. Graded cards can take on some heat with SGC being the worst and PSA being the best.
3. My insurance Company agreed to use SMR to pay the loss but the hard to find commons will be a $ loss.
4. Store your cards as close to ground level as possible and this will help keep them from melting quicker.
5. Keep an extinguisher close to your collection!

I sent the serial #'s of the lost cards to PSA so they can be removed from the pop reports...Let's see if they remove them?

Onlypsahockey

Another good lesson:

Dump your ash tray in the toilet not the barrel.

Sorry for your loss.

Bob C.

goose3

yet another reason not to smoke.

CarlWohlforth

That's terrible!

I'm just glad that the rest of your house is OK and that nobody got hurt.

65nova

I lost about 300 graded baseball cards with a value of about $8600.00. All were documented with high quality scans. I turned this in on my insurance claim and was denied. They stated the all collectibles in the house had a $1000 max payoff. I did not carry the required rider on my policy. You live and learn.

CarlWohlforth

It was easy for us to get a rider to cover my wife's wedding ring and earring's. Diamonds are easy for the insurer to understand. They would not issue a rider for my coins without making me go through hoops I did not want to jump through. So the majority of my valuable holdings, coins, cards and other things, are kept in a safe deposit box.

Bosox1976

Good Thread on insurance for collectible collections with no appraisals