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Please help: first submission. Declared Value?

Hi everyone. I am getting ready to send some 1965 Topps Football in to be graded. One of them is a Namath Rc which Beckett lists for $1600. But, even with a favorable grade, I think the card would sell for $800-$900. Which do I use as the declared value? It will effect which service I use. Thanks ahead for any help.

Micah

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