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Does anybody use insurane for their personal collection stored in a safety depoist box?

I just learned the USPS registered insured may charge you beyond 25k but the max. coverage is only 25k.So when i sent in my collection of Saints for photo's and regrading I had broke it up in to 3 packages of 150k or less(PCGS list values) I was very lucky!I need insurance, anybody have any experience with Hugh Wood?
GTS

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