1909-O Barber Quarter - Opinions On Grade?

I picked this coin up many, many moons ago ('95/'96) and finally dug it out to take a few photos. Any guesses as to its grade? Barber coinage is not my specialty, so thought I could get some thoughts from the experts.
Got Crust....y gold?
0
Comments
Tyler
Jim
Camelot
VG-10/ F-12 Leaning toward the F-12
F-12, but just barely.
Cool date.
Dave
Fine 12
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Nice coin.....
and they're cold.
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