Question regarding sending paypal outside of Ebay

joelwalter

I just wanted to know if this is a good idea, and also, how can I protect myself?

I am looking to purchase a card in the $400+ range. Paypal is the preferred method of payment that the seller wants. It's not through any auction, just a deal between us.

Is this a good idea or not? The seller does business on ebay and has good reputation.


Joel C.

sagard

No reason to hesitate if you know who the seller is. It saves the seller Ebay's 3% on a sale that large. If you aren't sure of his identity ask him to list something unique for a dollar and buy it to confirm his identity.

redsfan

The best protection is to pay with $$ from a credit card, not from your checking account or PayPal balance. This gives the added protection of having your credit card company helping you out if things go wrong.

I had just this problem and PayPal did nothing for me, but I got relief from my credit card company. This made me very glad I hadn't made payment from my checking account.

Good luck.

Wasy

Although I pay via Paypal I never use my checking account to fund the purchase, I always change the source of funding to my credit card! Much safer!

goudeygold

Its all in who the seller is. I've made numerous deals outside of ebay sometimes for a few hundred dollars and been fine. If your really concerned ask them for a phone number and call to verify its legit. Also they are saying "pay via credit card", I always do this as well the only hitch being if you have a paypal balance. If you have a balance you have to transfer it to your checking account before you can override the balance and pay via credit card. I also would ask for insurance and confirmatioin in delivery so there is no issue with that.

GG