SOLUTION TO A NAGGING PAYPAL PROBLEM - A neat little trick :)

RBinTex · September 17, 2004 12:35AM

Many have said for years that they don't want to accept PayPal payments funded with a credit card (for whatever reason - NOT the topic for discussion here).

A really cool way around that is to have someone send you a PayPal payment funded with a credit card and then you deny the payment. PayPal then - INSTEAD OF REFUNDING THE PAYMENT TO THE SENDER'S CREDIT CARD - simply puts the money in the sender's PayPal balance. The sender can then send the payment again using - what is now - the PayPal balance as the funding source.

Another benefit of this apparent glitch in their system is that if you simply want to fund the account with a credit card (currently an option not available) you can just send a trusted person that doesn't take credit cards a credit card funded payment and have them deny it so the funds go into your PayPal account INSTEAD of being refunded to your card.

For you frequent flier mileage junkies, remember, AMEX won't let you fund more than $2,500 in a rolling 30 day period.

ms70 · September 17, 2004 12:40AM

That's kinda neat. I'm surprised it hasn't been posted before. (Unless I missed it.)

ksteelheader · September 17, 2004 12:42AM

And, now that it's been posted, you can bet your undershorts that it will get changed!

Ken

sadysta1 · September 17, 2004 1:10AM

Tex:

Unles you have corporate amex with no limit like I do

And I'm allowed to buy personal stuff with it (no limitation... well, just one - I have to pay it back

RBinTex · September 17, 2004 1:16AM

The AMEX limit has nothing to do with your card or account. That is just the limit they set (to the best of my knowledge) corporate wide as the max they'll let be used for PayPal. I even called them & asked them about it one time. My card has no "limit" either and one time I couldn't understand why they wouldn't let a PayPal payment go thru. So I called them & that's the answer I got. Didn't put much effort in verifying it with anyone else there but I was transferred to a department that seemed to have good knowledge about things related to PayPal

sliderider · September 17, 2004 1:23AM

They will definitely change this because they wouldn't be able to pass along the charge for credit card processing since the new funding is the Paypal users account.