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Paypal refund question.

fsjeterfsjeter Posts: 1,390
in Trading Cards & Memorabilia Forum
Has Paypal always charged buyers for buyer protection or is this something I just never noticed? I thought buyer protection was automatic for purchases under $500.00. image

Scott
Registry Sets:
T-205 Gold PSA 4 & up
1967 Topps BB PSA 8 & up
1975 Topps BB PSA 9 & up
1959 Topps FB PSA 8 & up
1976 Topps FB PSA 9 & up
1981 Topps FB PSA 10
1976-77 Topps BK PSA 9 & up
1988-89 Fleer BK PSA 10
3,000 Hit Club RC PSA 5 & Up

My Sets

Comments

  • SnowballSnowball Posts: 361

    I don't think there is a charge.

    For claims, Paypal determines what kind of claim is going to be used (buyers protection or buyers complaint). I don't think they would use "buyers protection" for claims of $10. Max "buyers protection" claim is 2 per calendar year while the other is whatever they can recover.

    I'm not sure if it counts if the seller refunded the money.




    RIP Snow
  • fsjeterfsjeter Posts: 1,390
    Thais what I thought. Today I was paying for an eBay purchase and there was a yellow check box that said check here if you want to guarantee your purchase (physical merchandise only) for $1.02. It was only an $11.00 purchase so I declined but that is supposed to cover if me if I don't get my merchandise. Maybe they are charging because of the recent class action suit. image

    Scott
    Registry Sets:
    T-205 Gold PSA 4 & up
    1967 Topps BB PSA 8 & up
    1975 Topps BB PSA 9 & up
    1959 Topps FB PSA 8 & up
    1976 Topps FB PSA 9 & up
    1981 Topps FB PSA 10
    1976-77 Topps BK PSA 9 & up
    1988-89 Fleer BK PSA 10
    3,000 Hit Club RC PSA 5 & Up

    My Sets
  • JmnesqJmnesq Posts: 250 ✭✭
    This scam was started by paypal about a year and a half ago. You pay them "insurance" on your purchase. It goes back, Paypal refunds your money no questiosn asked.

    Or, you don't get the item, and you do a chargeback for free...
    Jeff

    Collecting Bowman Chrome Phillies Rookie Cards and Mike Schmidt certified auto cards.
  • celesterussellcelesterussell Posts: 354 ✭✭
    Dont worry, you are probably at fault because as you know, ately, the customer is always wrong or they "misunderstood" the policy.
    In the USA all men are created equal but some are more equal than others....
  • SnowballSnowball Posts: 361


    << <i>Thais what I thought. Today I was paying for an eBay purchase and there was a yellow check box that said check here if you want to guarantee your purchase (physical merchandise only) for $1.02. It was only an $11.00 purchase so I declined but that is supposed to cover if me if I don't get my merchandise. Maybe they are charging because of the recent class action suit. image

    Scott >>



    Sellers who have a premiere or business account can turn that paypal insurance (whatever they call it) off somewhere in the seller's profile section. I now see those on sellers who have a personal account. I don't think you can turn it off on personal accounts.






    RIP Snow
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