I'm about to make an intelligent decision...

JohnZ

I'm going to use a small windfall to pay off all of my debts, as opposed to clicking on Heritage.

Why do I feel empty and sad?

hamiltonjh

I bet it was a TOUGH decision.

but way to go.

Unimental

You won't feel empty and sad in a few months when you can click on Heritage with $0 debt.

Nice move!

ksteelheader

kranky

Sounds like the right move to me.

ealandg

Trust me. I made the opposite decision and I feel empty and sad when I look in my wallet...

relayer

Just think of all the coins you can buy with the interest you won't be paying

Stuart

John: It's always a good idea to pay off debt first, and then purchase coins with debt-free financing

I'm also in the process of focusing my collection by selling off duplicate coins for profit while the market is hot. I will still have the scarcer and higher grade core coins in my collection from which I derive most of my pleasure.

For me from now on it will be quality over quantity. I've still got hundreds of coins to monetize, and I'm enjoying working with my established dealer contacts in a new facet of the business expanding our relationship as I learn how to sell coins to them.

RYK

John,

Your decision is a no-brainer. Kudos.

Robert

Hedger

Good choice. Don't feel sad, most Americans are in debt. You'll feel great knowing you don't have any and have a sense of accomplishment. I'm almost through paying off student loans and can't wait to get that over with. Luckily, that's the only debt I have.

MrEureka

Why do I feel empty and sad?

Because Heritage didn't have anything that you need that you won't be able to find somewhere else later. If they had "the right coin", I'd hope that you would "click on Heritage" instead of paying off debt.

JohnZ

Because Heritage didn't have anything that you need that you won't be able to find somewhere else later. If they had "the right coin",

ddink

Hey Stuart if you want to get rid of that toned proof Morgan you're so proud of, let me know (*wink wink*).