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What is going on here? Looks like a BU buffalo to me

I bought this coin off Ebay. Item 2205575018. It is a very nice 1913-S Type II. To my surprise, when I sent it into PCGS, they graded it a AU-55. I have a set of 58 buffallo's to date all MS-62 and better, and feel I can have a good itea as to what the grade is. This coin has a very decent strike with excellent luster. Has anyone else ran into this problem? I am so disillusioned with the grading companies. Any feedback would be greatly appreciated. Thank-you

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