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Polish, Dip, Whiz, Doctor - Bad when necessary?

As a newly resurrected collector who's accumulated a fairly nice U.S. Typeset in the last six to twelve months, I've turned my attention to building a high-grade circulated Peace Dollar set.

Among others, I picked up a '21 High Relief Peace today - a Fat XF with a shot at AU-50. (Sorry, I'm waiting for an XP driver for my scanner to arrive, so can't post a pic yet . . . just upgraded from NT)

Question: I'm almost certain that the coin has been polished. Is that so bad? As has recently been noted here, most circulated Peace Dollars out there take on a hazed tone and many have moisture spots from sitting in sacks in the damp recesses of bank or mint vaults. If a coin has some really undesirable qualities (many are posted here daily), is addressing these cosmetics a crime, whether by dipping or polishing? I think future generations will do as we do, acknowlege the cleaning and adjust accordingly.

I, for one, enjoy the contrasting toning (dirt) on circulated Barbers, but can still appreciate a properly executed 'restoration'.

Thoughts?
The Body of Benjamin Franklin Printer (Like the cover of an old book Its contents torn out and stript of its lettering and gilding) lies here, food for worms.
But the work shall not be lost for it will (as he believed) appear once more in a new and more elegant edition revised and corrected
by The Author.

(Ben's epitaph)

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