ms 65?

This has total obvious wear above the ear. Are there some other reasons it still made ms 65? I checked the slab and it has not been tampered with. So I assume it's the original coin. Do you think the wear was caused by the slab?
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adrian
P.S. I'm just yankin' your chain. That coin is just not fully struck, as many coins are. It looks new to me.
As Anaconda said, the coin IS 100% uncirculated and a decent looking MS65. Flatness over Libertys ear and the reverse breast feathers is NOT necessarily an indication of wear (especially on 'O' mint coins), it's sometimes just an indication of a weak strike. The first indication of a lightly circulated coin is usually to look for grey or darker areas on the coin where the lustre is gone, and also many tiny little marks indicating the coin has been in circulation.
As you can see on your coin, the mint lustre is still 100% intact with no grey areas on Libertys cheek or in the fields, or on the breast feathers or eagles claws and leg and neck feathers. On some dates that normally come with very poor lustre and/or very weak strikes to begin with, it can sometimes be tricky to differentiate an MS coin from a very lightly circulated piece.
dragon
Liberty's cheek is one of the highpoints on Morgans and if luster is gone there it's almost always from wear or cleaning. Rarely ever recall seeing a flat cheek from striking on Morgans.
I love to buy "AU" coins with full field luster. 95% of the time they are UNC's. Most AU's have scratchy fields and obvious handling marks. And the cleaner the fields look the higher the grade. If you grade the fields alone as MS65 the coin is probably within a point of that from a technical standpoint regardless of the strike elsewhere.
Isolated wear spots on coins with full field luster is the exception from the norm. I do recall seeing a near gem 1869-s quarter (back in 1988) with the biggest rub on Liberty's leg you've ever seen for a coin with near flawless fields and blinding luster. That was probably from rubbing in a tray face down decades and not from hard circulation. While technically the fields were 65+ on this one, the rubbing technically made it AU, but it was slabbed as a 64 market-value wise.
roadrunner
fill a cavity in the die during striking then that area will not experience metal
flow and pre-existing roughness will not be obliterated and luster can be ex-
tremely subdued. The roughness in the luster above the cheek is of greater
concern, but much worse than this is usually forgiven. Some coins come very
weakly struck and with these coins there often is a lower threshold to obtain
the MS-65 grade.
#1 It's weak struck which most 98-Os are. Not wear over the ear.
#2 It's been dipped, that's why there is brown tone on the face.
#3 It's in the generation holder that is graded "easier" after the years of the earlier holders that were "tighter." Some sellers claim this is a older green holder that is undergraded-sorry but it's not this generation. This is like a 5th or so generation.
#4 It looks solid for the grade but I don't think it's 66 material.