here I go again...

1907Quarter

received a lustrous, well-struck, liberty head nickel(1906) that could pass for a 64, IF NOT FOR 2 spots of wear,
1)slash across the cheek when the coin is rotated(broken luster)
2)a hit near rim when seen with a 5x when coin is rotated
so in actuality AU-58(grading standards)

Seller has a kind, full-refund policy. (I paid MS-63 for it)
Should I return it?

Outhaul

I would...

I have a standing policy NOT to buy raw coins on the internet. It got to the point where I was returning 7 out of 10 coins for improper grading. The return postage fees began to mount and by the time all the aggro was worked through it would have been less of a pain to just go to a local shop and buy one I could see. I have found the vast majority of raw coins on eBay, etc. to be overgraded, cleaned, or have some other problem you can't see in a scan.

Do I miss out on some genuine bargains on line? Probably...but I sleep better

Cheers,

Bob

nwcs

I think you should return it. You wouldn't be happy otherwise.

braddick

If you hesitate liking a coin the first time you see it, you'll absolutely find it disgusting later. Only problem is then you'll be stuck selling it and probably at no where near what you paid for it.

Return it.

hookooekoo

First question is are you happy with an AU-58 coin (or are you needing an MS coin as a part of a set)?

If an AU-58 is good enough for your needs, what is the difference you'd be willing to pay for a coin like this if it were graded MS-63 vs AU-58?

Is your cost to ship the coin back (plus loss of any shipping fees the seller is not going to refund) more or less than this difference?

If you're going to sustain more of a loss returning it than keeping it, you might as well keep it.

Alternately, you could ask the seller for a partial refund. You don't have to make any accusations (even if you think his description over-graded the coin). Just politely state that when you placed your bid on the coin, you thought the quality was going to be higher than what you think after getting the chance to review the coin in person. Tell the seller you feel that you paid too much for the coin (i.e. you paid MS-63 money for a coin yoy feel is AU-58) and considering returning it. You could then indicate that you would be happy to keep the coin if the seller were to refund the difference between a MS-63 vs. AU-58 coin value. If the seller is not interested in going through the hassle of relisting and reselling the coin, he might make a counter offer you find acceptable.

paigowjohnny

In my mind...the bottom line....I don't care how nice the coin is...

Are you gonna be happy looking at that coin having doubts or flat out knowing it's not an UNC ?? If you will be happy/satisfied, and you don't feel ripped off, then save yourself the hassle.

If, though, you're gonna be on "slow simmer"...getting a little more aggravated/disappointed/frustrated every time you look at it, then send it back. I made the "mistake" of not sending back some dollars I bought raw from a couple of the big mail order guys...stewed and stewed on them (even though they were very eye appealing, I finally came to the conclusion that they just weren't what I wanted/bargained for). I ended up selling them back for a loss, but did feel better because I'm not going thru the aggravation looking at them....

1907Quarter

the eye appeal is excellent. I took the coin to a friend/dealer who told me these are normal marks for a 63. He studied the coin for a while and said "definitely not a slider, a very good coin for the price, the luster is completely unbroken. I'd buy it as an unc, and sell it as an unc-a keeper. "

I'm happy with it and now have no qualms about keeping it. I think this leads back to a recent discussion about coins not reaching the MS-67 grade, AU-58/MS-63 can be a tough call and as he was making a call that was unbiased and he was so sure of his decision, so be it. It's wholely original and VERY attractive.

Thanks to the forum, as usual for the behind the scenes support!