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opportunity vs. cash:case in point

I'd love a nice, dirty, contrasty 1890s Barber dime for my 19th century type set. The following 1892-O would fit the bill, a nice vf, really the original look I want. Since I'm doing this on a self-imposed budget and many of my coins are even more common date, my conscience is telling me to wait for 1892, 1897, 1899 etc, for 1/3 to 1/2 the price. What to do?
USPI minimalist design collage
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designset
Treasury Seals Type Set

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