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Unsolicited offers through Heritage?

BochimanBochiman Posts: 25,438 ✭✭✭✭✭

I know you can do them, I know you get notified if there is interest.
There is a price and then they (HA) deducts their fee from it.

Does the person making the offer just make an offer out of the blue? Does HA offer suggestions to that person?

Got an offer for a 1/2c I've had for over a decade I got through a Heritage auction. Not bad, but not enough to make me jump at it. Wondering if the person made the actual offer of if HA had suggestions based on recent auctions?

I've been told I tolerate fools poorly...that may explain things if I have a problem with you. Current ebay items - Nothing at the moment

Comments

  • WalkerfanWalkerfan Posts: 9,438 ✭✭✭✭✭
    edited January 8, 2025 9:07PM

    HA has a minimum amount that you must offer (I forget the percentage-I think they require at least 10% profit for themselves plus whatever additional bone they throw you). Buyers must offer at least that or more if you feel comfortable or want to offer more.

    Sometimes, it’s better to be LUCKY than good. 🍀 🍺👍

    My Full Walker Registry Set (1916-1947):

    https://www.ngccoin.com/registry/competitive-sets/16292/

  • MsMorrisineMsMorrisine Posts: 33,484 ✭✭✭✭✭
    edited January 8, 2025 9:23PM

    the stuff i get with "make an offer" fall under the search terms used. can't say much past that. their suggested offer is a minimum. it seems to attempt to align to current market plus what seems a premium. i'd be interested to know heritage's facilitator cut

    Current maintainer of Stone's Master List of Favorite Websites // My BST transactions
  • jmlanzafjmlanzaf Posts: 34,990 ✭✭✭✭✭

    @MsMorrisine said:
    the stuff i get with "make an offer" fall under the search terms used. can't say much past that. their suggested offer is a minimum. it seems to attempt to align to current market plus what seems a premium. i'd be interested to know heritage's facilitator cut

    10% from seller, I believe. I'm not sure if there is a BP but you could check quickly. I sold one thing through them that way. It was a $500 comic. Very smoothly done. Paid quickly. I shipped to Heritage who shipped to the customer.

  • justindanjustindan Posts: 757 ✭✭✭✭✭

    @Bochiman it was me. I did some searching to find that coin on HA. There were only two that met my criteria and one happened to be yours. I narrowed down the results using the auction archive feature then make offer to owner check box.

  • lermishlermish Posts: 3,178 ✭✭✭✭✭

    I am in the process of a MOTO (waiting on the coin to be delivered from the seller to HA). The default (and I believe minimum) offer amount is a 50% premium to the original sales price, even if the coin was sold long ago at a much lower price. One can offer whatever higher amount they wish of course.

    I sold one coin via this method. It worked really well. I got an email notifying me of the offer. I was pleased with the offer, accepted, and shipped the coin to HA for inspection. I had money in my hands within a few weeks.

    As Mark said, there is no BP and HA takes 10% from the seller.

  • retirednowretirednow Posts: 556 ✭✭✭✭✭

    I have tried it a few times with a "by owner" ... a few times offer is rejected by owner, including a second offer that I made. Once the owner countered and I did not accept. A couple of times I tried and just no response. I did pick up 2 pieces where my offer was accepted and the transaction worked well. In general, when there is a piece of interest I find the minimum offer is just too high to consider and I do not try to call HA to seek a lower offer would be considered.

    OMG ... My Mother was Right about Everything!
    I wake up with a Good Attitude Every Day. Then … Idiots Happen!

  • BochimanBochiman Posts: 25,438 ✭✭✭✭✭

    @MFeld said:

    @jmlanzaf said:

    @MsMorrisine said:
    the stuff i get with "make an offer" fall under the search terms used. can't say much past that. their suggested offer is a minimum. it seems to attempt to align to current market plus what seems a premium. i'd be interested to know heritage's facilitator cut

    10% from seller, I believe. I'm not sure if there is a BP but you could check quickly. I sold one thing through them that way. It was a $500 comic. Very smoothly done. Paid quickly. I shipped to Heritage who shipped to the customer.

    Unless it’s changed recently, the commission is 10% from the seller and no buyer’s premium is charged.

    Yes.

    "An anonymous Heritage client has made an offer of $1,639 - $1,475.10 after Heritage's commission of *10% ($40 minimum per lot) - on the following item."

    I understand the "facilitation fee", for being the middleman, but, to me, a flat 10% (when it's about $40min), can get to be a bit much.... In this case, I might have been tempted at $1600, but not tempted at <$1500.

    It's not anything I'm crying or upset about. I was just curious as this is my first time, maybe 2nd, in 20 years that I've gotten an offer like that through HA and was wondering how things worked.

    I've been told I tolerate fools poorly...that may explain things if I have a problem with you. Current ebay items - Nothing at the moment

  • jmlanzafjmlanzaf Posts: 34,990 ✭✭✭✭✭

    10% is pretty low> @retirednow said:

    I have tried it a few times with a "by owner" ... a few times offer is rejected by owner, including a second offer that I made. Once the owner countered and I did not accept. A couple of times I tried and just no response. I did pick up 2 pieces where my offer was accepted and the transaction worked well. In general, when there is a piece of interest I find the minimum offer is just too high to consider and I do not try to call HA to seek a lower offer would be considered.

    The minimum offer is set by the seller not HA. There is a default, but the seller could change it to whatever they want. The only real problem with the option is that a lot of people are just set to the default, even if they aren't really looking to sell it. The first time I got an offer, it was for a coin I had bought and sold 15 years earlier and I didn't even know it was open for offers. [I sold it for $1200 and the offer was for $4500, LOL, so the joke is on me.]

  • CopperindianCopperindian Posts: 1,695 ✭✭✭✭✭

    I’ve availed myself to this HA program maybe a dozen times. Often the sellers don’t respond, but before anyone enters a bid, I’ll suggest checking to see if the coin is really available. There have been times when the coin is no longer in the PCGS system with the number indicated. This is most likely older auctions where the owner has attempted an upgrade.

    “The thrill of the hunt never gets old”

    PCGS Registry: Screaming Eagles
    Copperindian

    Retired sets: Soaring Eagles
    Copperindian
    Nickelodeon

  • goldengolden Posts: 9,779 ✭✭✭✭✭

    I took the offer one time when a guy offered moon money for a coin that I had bought from a heritage auction. I think I cleared 5-6 times what I paid at auction.

  • ProofmorganProofmorgan Posts: 762 ✭✭✭✭✭

    I’ve made a purchase before when the pricing default was about 25% over what it sold for, all in. The market had caught up to where it made sense. Since it changed to a default of 50%, it makes no sense to try. Hard to imagine paying 50% over a recent auction price. Maybe this was an attempt to limit the annoyance to sellers. An offer you can’t refuse or nothing at all.

    Collector of Original Early Gold with beginnings in Proof Morgan collecting.
  • Dave99BDave99B Posts: 8,579 ✭✭✭✭✭

    I sold a lowball PCGS P01 1913-S Barber Quarter a few years back. I had purchased the coin on a whim, as it was the only P01 13-S I had ever seen.

    Anyway, someone hit me up four or five times on Heritage over the course of a couple years, which I ignored. The offers got higher and higher over time. I finally accepted the offer when it hit multiples of what I paid. Still miss that quarter!

    Dave

    Always looking for original, better date VF20-VF35 Barber quarters and halves, and a quality beer.
  • BarberianBarberian Posts: 3,695 ✭✭✭✭✭

    This coin has attracted some nice offers well above the price guides. It's not going to be sold any time soon.

    3 rim nicks away from Good
  • VanHalenVanHalen Posts: 4,104 ✭✭✭✭✭

    @Bochiman said:

    @MFeld said:

    @jmlanzaf said:

    @MsMorrisine said:
    the stuff i get with "make an offer" fall under the search terms used. can't say much past that. their suggested offer is a minimum. it seems to attempt to align to current market plus what seems a premium. i'd be interested to know heritage's facilitator cut

    10% from seller, I believe. I'm not sure if there is a BP but you could check quickly. I sold one thing through them that way. It was a $500 comic. Very smoothly done. Paid quickly. I shipped to Heritage who shipped to the customer.

    Unless it’s changed recently, the commission is 10% from the seller and no buyer’s premium is charged.

    Yes.

    "An anonymous Heritage client has made an offer of $1,639 - $1,475.10 after Heritage's commission of *10% ($40 minimum per lot) - on the following item."

    I understand the "facilitation fee", for being the middleman, but, to me, a flat 10% (when it's about $40min), can get to be a bit much.... In this case, I might have been tempted at $1600, but not tempted at <$1500.

    It's not anything I'm crying or upset about. I was just curious as this is my first time, maybe 2nd, in 20 years that I've gotten an offer like that through HA and was wondering how things worked.

    I like the fact the Heritage is upfront, specifically stating the buyer's "full offer" minus the 10% and your net proceeds if accepted. The 10% facilitation fee seems reasonable on your offer but understand that it could quickly turn into big money on five-figure pieces.

  • NJCoinNJCoin Posts: 2,579 ✭✭✭✭✭
    edited January 14, 2025 5:40PM

    @VanHalen said:

    @Bochiman said:

    @MFeld said:

    @jmlanzaf said:

    @MsMorrisine said:
    the stuff i get with "make an offer" fall under the search terms used. can't say much past that. their suggested offer is a minimum. it seems to attempt to align to current market plus what seems a premium. i'd be interested to know heritage's facilitator cut

    10% from seller, I believe. I'm not sure if there is a BP but you could check quickly. I sold one thing through them that way. It was a $500 comic. Very smoothly done. Paid quickly. I shipped to Heritage who shipped to the customer.

    Unless it’s changed recently, the commission is 10% from the seller and no buyer’s premium is charged.

    Yes.

    "An anonymous Heritage client has made an offer of $1,639 - $1,475.10 after Heritage's commission of *10% ($40 minimum per lot) - on the following item."

    I understand the "facilitation fee", for being the middleman, but, to me, a flat 10% (when it's about $40min), can get to be a bit much.... In this case, I might have been tempted at $1600, but not tempted at <$1500.

    It's not anything I'm crying or upset about. I was just curious as this is my first time, maybe 2nd, in 20 years that I've gotten an offer like that through HA and was wondering how things worked.

    I like the fact the Heritage is upfront, specifically stating the buyer's "full offer" minus the 10% and your net proceeds if accepted. The 10% facilitation fee seems reasonable on your offer but understand that it could quickly turn into big money on five-figure pieces.

    Actually, it's pretty standard when a big, reputable company like HA, GC or SB is involved. If you don't agree, just try to sell anything, even a five figure item, through any of them at a significantly better rate, after taking into account any buyer fees charged.

    Those guys don't work for free. If you want free, or nearly free, and are willing to take the counter party risk on yourself, there is always the BST, or eBay, or any of several sketchy internet auction or sale sites.

  • VanHalenVanHalen Posts: 4,104 ✭✭✭✭✭

    @NJCoin said:

    @VanHalen said:

    @Bochiman said:

    @MFeld said:

    @jmlanzaf said:

    @MsMorrisine said:
    the stuff i get with "make an offer" fall under the search terms used. can't say much past that. their suggested offer is a minimum. it seems to attempt to align to current market plus what seems a premium. i'd be interested to know heritage's facilitator cut

    10% from seller, I believe. I'm not sure if there is a BP but you could check quickly. I sold one thing through them that way. It was a $500 comic. Very smoothly done. Paid quickly. I shipped to Heritage who shipped to the customer.

    Unless it’s changed recently, the commission is 10% from the seller and no buyer’s premium is charged.

    Yes.

    "An anonymous Heritage client has made an offer of $1,639 - $1,475.10 after Heritage's commission of *10% ($40 minimum per lot) - on the following item."

    I understand the "facilitation fee", for being the middleman, but, to me, a flat 10% (when it's about $40min), can get to be a bit much.... In this case, I might have been tempted at $1600, but not tempted at <$1500.

    It's not anything I'm crying or upset about. I was just curious as this is my first time, maybe 2nd, in 20 years that I've gotten an offer like that through HA and was wondering how things worked.

    I like the fact the Heritage is upfront, specifically stating the buyer's "full offer" minus the 10% and your net proceeds if accepted. The 10% facilitation fee seems reasonable on your offer but understand that it could quickly turn into big money on five-figure pieces.

    Actually, it's pretty standard when a big, reputable company like HA, GC or SB is involved. If you don't agree, just try to sell anything, even a five figure item, through any of them at a significantly better rate, after taking into account any buyer fees charged.

    Those guys don't work for free. If you want free, or nearly free, and are willing to take the counter party risk on yourself, there is always the BST, or eBay, or any of several sketchy internet auction or sale sites.

    Heritage will negotiate. They will work for less than their advertised fees. Much less on large collections and/or high-dollar coins. Seller's can get 110% of the hammer price in some circumstances. Maybe more.

  • NJCoinNJCoin Posts: 2,579 ✭✭✭✭✭

    @VanHalen said:

    @NJCoin said:

    @VanHalen said:

    @Bochiman said:

    @MFeld said:

    @jmlanzaf said:

    @MsMorrisine said:
    the stuff i get with "make an offer" fall under the search terms used. can't say much past that. their suggested offer is a minimum. it seems to attempt to align to current market plus what seems a premium. i'd be interested to know heritage's facilitator cut

    10% from seller, I believe. I'm not sure if there is a BP but you could check quickly. I sold one thing through them that way. It was a $500 comic. Very smoothly done. Paid quickly. I shipped to Heritage who shipped to the customer.

    Unless it’s changed recently, the commission is 10% from the seller and no buyer’s premium is charged.

    Yes.

    "An anonymous Heritage client has made an offer of $1,639 - $1,475.10 after Heritage's commission of *10% ($40 minimum per lot) - on the following item."

    I understand the "facilitation fee", for being the middleman, but, to me, a flat 10% (when it's about $40min), can get to be a bit much.... In this case, I might have been tempted at $1600, but not tempted at <$1500.

    It's not anything I'm crying or upset about. I was just curious as this is my first time, maybe 2nd, in 20 years that I've gotten an offer like that through HA and was wondering how things worked.

    I like the fact the Heritage is upfront, specifically stating the buyer's "full offer" minus the 10% and your net proceeds if accepted. The 10% facilitation fee seems reasonable on your offer but understand that it could quickly turn into big money on five-figure pieces.

    Actually, it's pretty standard when a big, reputable company like HA, GC or SB is involved. If you don't agree, just try to sell anything, even a five figure item, through any of them at a significantly better rate, after taking into account any buyer fees charged.

    Those guys don't work for free. If you want free, or nearly free, and are willing to take the counter party risk on yourself, there is always the BST, or eBay, or any of several sketchy internet auction or sale sites.

    Heritage will negotiate. They will work for less than their advertised fees. Much less on large collections and/or high-dollar coins. Seller's can get 110% of the hammer price in some circumstances. Maybe more.

    Right. 110% of hammer is them paying 10%, after taking into account the 20% BP, on which they absolutely do not negotiate. Just like I said. "Pretty standard." "Significantly better." Etc.

    10% to the house is pretty standard. HA is not going to work for free. "Large collections and/or high dollar value collections" generally involves numbers in the six and seven figures. Not five.

  • jmlanzafjmlanzaf Posts: 34,990 ✭✭✭✭✭

    @NJCoin said:

    @VanHalen said:

    @Bochiman said:

    @MFeld said:

    @jmlanzaf said:

    @MsMorrisine said:
    the stuff i get with "make an offer" fall under the search terms used. can't say much past that. their suggested offer is a minimum. it seems to attempt to align to current market plus what seems a premium. i'd be interested to know heritage's facilitator cut

    10% from seller, I believe. I'm not sure if there is a BP but you could check quickly. I sold one thing through them that way. It was a $500 comic. Very smoothly done. Paid quickly. I shipped to Heritage who shipped to the customer.

    Unless it’s changed recently, the commission is 10% from the seller and no buyer’s premium is charged.

    Yes.

    "An anonymous Heritage client has made an offer of $1,639 - $1,475.10 after Heritage's commission of *10% ($40 minimum per lot) - on the following item."

    I understand the "facilitation fee", for being the middleman, but, to me, a flat 10% (when it's about $40min), can get to be a bit much.... In this case, I might have been tempted at $1600, but not tempted at <$1500.

    It's not anything I'm crying or upset about. I was just curious as this is my first time, maybe 2nd, in 20 years that I've gotten an offer like that through HA and was wondering how things worked.

    I like the fact the Heritage is upfront, specifically stating the buyer's "full offer" minus the 10% and your net proceeds if accepted. The 10% facilitation fee seems reasonable on your offer but understand that it could quickly turn into big money on five-figure pieces.

    Actually, it's pretty standard when a big, reputable company like HA, GC or SB is involved. If you don't agree, just try to sell anything, even a five figure item, through any of them at a significantly better rate, after taking into account any buyer fees charged.

    Those guys don't work for free. If you want free, or nearly free, and are willing to take the counter party risk on yourself, there is always the BST, or eBay, or any of several sketchy internet auction or sale sites.

    And even then you'll probably have to pay 3.5% for payment processing...> @NJCoin said:

    @VanHalen said:

    @NJCoin said:

    @VanHalen said:

    @Bochiman said:

    @MFeld said:

    @jmlanzaf said:

    @MsMorrisine said:
    the stuff i get with "make an offer" fall under the search terms used. can't say much past that. their suggested offer is a minimum. it seems to attempt to align to current market plus what seems a premium. i'd be interested to know heritage's facilitator cut

    10% from seller, I believe. I'm not sure if there is a BP but you could check quickly. I sold one thing through them that way. It was a $500 comic. Very smoothly done. Paid quickly. I shipped to Heritage who shipped to the customer.

    Unless it’s changed recently, the commission is 10% from the seller and no buyer’s premium is charged.

    Yes.

    "An anonymous Heritage client has made an offer of $1,639 - $1,475.10 after Heritage's commission of *10% ($40 minimum per lot) - on the following item."

    I understand the "facilitation fee", for being the middleman, but, to me, a flat 10% (when it's about $40min), can get to be a bit much.... In this case, I might have been tempted at $1600, but not tempted at <$1500.

    It's not anything I'm crying or upset about. I was just curious as this is my first time, maybe 2nd, in 20 years that I've gotten an offer like that through HA and was wondering how things worked.

    I like the fact the Heritage is upfront, specifically stating the buyer's "full offer" minus the 10% and your net proceeds if accepted. The 10% facilitation fee seems reasonable on your offer but understand that it could quickly turn into big money on five-figure pieces.

    Actually, it's pretty standard when a big, reputable company like HA, GC or SB is involved. If you don't agree, just try to sell anything, even a five figure item, through any of them at a significantly better rate, after taking into account any buyer fees charged.

    Those guys don't work for free. If you want free, or nearly free, and are willing to take the counter party risk on yourself, there is always the BST, or eBay, or any of several sketchy internet auction or sale sites.

    Heritage will negotiate. They will work for less than their advertised fees. Much less on large collections and/or high-dollar coins. Seller's can get 110% of the hammer price in some circumstances. Maybe more.

    Right. 110% of hammer is them paying 10%, after taking into account the 20% BP, on which they absolutely do not negotiate. Just like I said. "Pretty standard." "Significantly better." Etc.

    10% to the house is pretty standard. HA is not going to work for free. "Large collections and/or high dollar value collections" generally involves numbers in the six and seven figures. Not five.

    Yes, although for major collections you might get to 115% of hammer. And if you have a 1933 $20, you can probably get even more than that. But you're unlikely to get, as you say, more than 110% even on 6 figure consignments and it would likely need to be high 6 figure. I wouldn't expect to get more than 100% on a 5 figure.

  • VanHalenVanHalen Posts: 4,104 ✭✭✭✭✭

    The thread regards Bochiman's "unsolicited offer from Heritage". They ask for a 10% "facilitation fee".

    Fees are negotiable. i.e. They receive a $60,000 offer for my coin. They connect me offering $60k - 10% = $54k to me for my coin.

    Talk to them. Say you'll take $57,000 for it. They might well accept 5% a "facilitation fee" in such a situation.

    I'm trying to educate, not denigrate.

  • jmlanzafjmlanzaf Posts: 34,990 ✭✭✭✭✭
    edited January 15, 2025 1:53PM

    @VanHalen said:
    The thread regards Bochiman's "unsolicited offer from Heritage". They ask for a 10% "facilitation fee".

    Fees are negotiable. i.e. They receive a $60,000 offer for my coin. They connect me offering $60k - 10% = $54k to me for my coin.

    Talk to them. Say you'll take $57,000 for it. They might well accept 5% a "facilitation fee" in such a situation.

    I'm trying to educate, not denigrate.

    I doubt it.

    While i understand your point, the process is fairly automated. And I'm pretty sure if they have to devote more effort, the base 10% is going to become 15 or 20%.

    Keep in mind they have to do payment processing and they also have liability for completing the transaction. 10% is pretty cheap.

  • M4MadnessM4Madness Posts: 389 ✭✭✭✭
    edited January 15, 2025 2:30PM

    Since the buyer and seller have both found each other in this thread, there's no need to even involve Heritage if they work out a deal privately.

    I have bought two coins in the past through HA's make an offer feature.

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