Shafted by Ebay and online dealers

Perry409

All should know seller's of bullion, on line dealers and the such do not except ebay reward points provided by the ebay master card.I found out the hard way, accumulated 56000 points and not eligible to use them to purchase the same product purchased from the same seller's using the ebay master card.I received a royal screwing.This practice is widespread throughout the ebay bullion dealers.. Please don't make the same mistake.

JBK

I have no idea about this, but is like to think that the restrictions are disclosed in the terms of service.

Also, I'm guessing that the ebay credit card restricts purchase of items in certain categories. So, for example, bullion listed in another category such as Collectables or Jewelry might not be impacted.

Perry409

Ebay MasterCard contract doesn't mention restrictions on bullion,further more I haven't seen restrictions specifically on bullion from eBay either.My feelings lead me to believe the seller's on eBay have the obligation to state they don't recognize ebay points as should ebay.

Alpha2814

"Users may not redeem points for coins, paper money, bullion, virtual currency or gift cards." -- https://pages.ebay.com/creditcard/redemption-terms.html

This page is linked at the bottom at https://pages.ebay.com/creditcard/. It's always been like this -- even the eBay Bucks program some years ago had the same restriction.

MICHAELDIXON

This was discussed on the main forum several years ago. This really isn't a surprise.

As Alpha2814 posted:
__"Users may not redeem points for coins, paper money, bullion, virtual currency or gift cards." -- https://pages.ebay.com/creditcard/redemption-terms.html

This page is linked at the bottom at https://pages.ebay.com/creditcard/. It's always been like this -- even the eBay Bucks program some years ago had the same restriction.__

braddick

Perhaps the OP's title to this thread should read instead, "Shafted by my inability to read and/or comprehend eBay's Terms and Conditions".

JBK

@Alpha2814 said:
"Users may not redeem points for coins, paper money, bullion, virtual currency or gift cards." -- https://pages.ebay.com/creditcard/redemption-terms.html

This page is linked at the bottom at https://pages.ebay.com/creditcard/. It's always been like this -- even the eBay Bucks program some years ago had the same restriction.

So there it is. It should not have been a mystery.

But...my advice still stands. Look for bullion in other categories. Several years ago lots of people were getting $3 ebay coupons but they had the same sort of restrictions. An enterprising member here listed some silver dimes at $3 each in another, non-prohibited, category and people were able to use the coupon.

Look for bullion in other categories that aren't on the restricted list. The restrictions are almost certainly based on the category instead of the actual item.

hummingbird_coins

@braddick said:
Perhaps the OP's title to this thread should read instead, "Shafted by my inability to read and/or comprehend eBay's Terms and Conditions".

Does anyone really scroll through those things that take an hour or more to read and even longer to process what it is saying? The OP is just trying to warn those of us who didn't know this policy yet so we don't make the same mistake.

braddick

@hummingbird_coins said:

@braddick said:
Perhaps the OP's title to this thread should read instead, "Shafted by my inability to read and/or comprehend eBay's Terms and Conditions".

Does anyone really scroll through those things that take an hour or more to read and even longer to process what it is saying? The OP is just trying to warn those of us who didn't know this policy yet so we don't make the same mistake.

He did so disparaging eBay and online dealers stating he was shafted by them. The reality is that isn't the case.
He in essence shafted himself.

That was my reason for mocking him.

On a side note: Does it really take "an hour or more" to read three pharagraphs?

Alpha2814

Does anyone really scroll through those things...

I do, because it's important to know what the benefits and limitations are before signing on to a program like this. If the limitations include what I would primarily use it for, I pass.

hummingbird_coins

On a side note: Does it really take "an hour or more" to read three pharagraphs?

https://www.ebay.com/help/policies/member-behaviour-policies/user-agreement?id=4259
Here is eBay's full "user agreement". It says it is a 10 minute read but it looks more like 30 to me. Along with numerous other links to more specific policies, it seems like it would take more like an hour to comprehend it all (not just one topic specifically because in this case the OP didn't know of the policy until it affected him).

braddick

@hummingbird_coins said:

On a side note: Does it really take "an hour or more" to read three pharagraphs?

https://www.ebay.com/help/policies/member-behaviour-policies/user-agreement?id=4259
Here is eBay's full "user agreement". It says it is a 10 minute read but it looks more like 30 to me. Along with numerous other links to more specific policies, it seems like it would take more like an hour to comprehend it all (not just one topic specifically because in this case the OP didn't know of the policy until it affected him).

Other than plainly writing out the policies, what would you have eBay do so you or the OP don't feel like you've been shafted by them or online dealers?
What is your solution?

airplanenut

@braddick said:

@hummingbird_coins said:

@braddick said:
Perhaps the OP's title to this thread should read instead, "Shafted by my inability to read and/or comprehend eBay's Terms and Conditions".

Does anyone really scroll through those things that take an hour or more to read and even longer to process what it is saying? The OP is just trying to warn those of us who didn't know this policy yet so we don't make the same mistake.

He did so disparaging eBay and online dealers stating he was shafted by them. The reality is that isn't the case.
He in essence shafted himself.

That was my reason for mocking him.

On a side note: Does it really take "an hour or more" to read three pharagraphs?

Got through this reply on 59:47. So to answer your question, no.

hummingbird_coins

Other than plainly writing out the policies, what would you have eBay do so you or the OP don't feel like you've been shafted by them or online dealers?
What is your solution?

The only thing I can think of would be to display "eBay Mastercard Rewards Program Terms" and "eBay Points Redemption Terms and Conditions" on the same web page. Finding the wrong one of these, which would be the former in this case, and thinking that was all, was likely why the OP did not come across any listed restriction on bullion. I understand, however, that it was his duty to know what he was getting into beforehand, but I also believe the purpose of this thread is to inform, rather than to warn. The OP does not mention anything done wrong on eBay's part, only his inability to find the page with the right information for him.

airplanenut

@hummingbird_coins said:

Other than plainly writing out the policies, what would you have eBay do so you or the OP don't feel like you've been shafted by them or online dealers?
What is your solution?

I understand, however, that it was his duty to know what he was getting into beforehand, but I also believe the purpose of this thread is to inform, rather than to warn. The OP does not mention anything done wrong on eBay's part, only his inability to find the page with the right information for him.

The OP in multiple places blames sellers, which is even worse than blaming eBay Mastercard. Sellers don’t have any control over what payment methods a buyer can use. We sell, eBay collects the payment and remits it to the seller. The claim that sellers screwed him over or otherwise did anything wrong is the most incorrect possible take.

@Perry409 said:
I received a royal screwing.This practice is widespread throughout the ebay bullion dealers

Ebay MasterCard contract doesn't mention restrictions on bullion,further more I haven't seen restrictions specifically on bullion from eBay either.My feelings lead me to believe the seller's on eBay have the obligation to state they don't recognize ebay points as should ebay.

jdimmick

I can actually understand this, the margins are so tight on Bullion, no room left.
I have a guy that was frequenting another dealer until he closed, always wants me to call him when bullion comes in, after about 3 x chisling me to death, I quit calling him. Basically we have generic silver at spot, usually I am a dollar to a dollar half back of spot buying it, he comes in wants to buy like 40 oz and take a dollar off per coin.

Connecticoin

@braddick said:

@hummingbird_coins said:

@braddick said:
Perhaps the OP's title to this thread should read instead, "Shafted by my inability to read and/or comprehend eBay's Terms and Conditions".

Does anyone really scroll through those things that take an hour or more to read and even longer to process what it is saying? The OP is just trying to warn those of us who didn't know this policy yet so we don't make the same mistake.

He did so disparaging eBay and online dealers stating he was shafted by them. The reality is that isn't the case.
He in essence shafted himself.

That was my reason for mocking him.

On a side note: Does it really take "an hour or more" to read three pharagraphs?

I guess he never took the Evelyn Wood course.

lcoopie

This is not the buy, sell, trade, or complain forum as I understand it.

hummingbird_coins

The OP in multiple places blames sellers, which is even worse than blaming eBay Mastercard.

Ebay MasterCard contract doesn't mention restrictions on bullion,further more I haven't seen restrictions specifically on bullion from eBay either.My feelings lead me to believe the seller's on eBay have the obligation to state they don't recognize ebay points as should ebay.

The OP "blames" sellers by saying he thinks they have the option to not accept eBay points. However, this is a misunderstanding because he was unable to find any redemption restrictions, and therefore says what he only suspects to be the case.

Sellers don’t have any control over what payment methods a buyer can use. We sell, eBay collects the payment and remits it to the seller.

If the OP isn't an eBay seller, which is very possible, that would mean he wouldn't know how the payment process worked, and is simply speculating on it.

HubKnife

@Perry409 said:
All should know seller's of bullion, on line dealers and the such do not except ebay reward points provided by the ebay master card.I found out the hard way, accumulated 56000 points and not eligible to use them to purchase the same product purchased from the same seller's using the ebay master card.I received a royal screwing.This practice is widespread throughout the ebay bullion dealers.. Please don't make the same mistake.

@Perry409 said:
All should know seller's of bullion, on line dealers and the such do not except ebay reward points provided by the ebay master card.I found out the hard way, accumulated 56000 points and not eligible to use them to purchase the same product purchased from the same seller's using the ebay master card.I received a royal screwing.This practice is widespread throughout the ebay bullion dealers.. Please don't make the same mistake.

HubKnife

This is hilarious. I do so enjoy when someone takes the time to make a post like this but didn’t take the time to review the terms of service in the first place.

I say you got what you deserved!

Mistercoinman

I guess he's suffering from the I typed to fast bug!