Has anyone noticed that Ebay payouts have changed?

Now the payout goes directly into your bank account instead of your PayPal account. So I guess you need a PayPal account to purchase items on Ebay but not to sell.
Wisdom has been chasing you but, you've always been faster
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Yes. Look at any of the managed payment discussions.
You also don't need PayPal to buy. You can use a credit card directly