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$1- overprint error?

I just bought a crisp 1974 $1- bill that was in a safe for about 40 years. I believe it is a light overprint error (hopefully I used the right term).
Is this an over font error? If not is it an error?
What grade is it (cu) and what would the approximate value be?
Is it worth grading?
Thank you for your help.


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