AU or Unc on 1934 $20 Note?

logger7

The seller called this an AU, but he is usually conservative on grading. I didn't see any circulation or handling, how would you grade?

Steve_in_Tampa

I would need to see it “in hand” or at least see it with side lighting.

Tookybandit

Yup, side light w/ LED and candle-light = shine a bright light behind the note to make an X-Ray effect.

No way to tell otherwise... you'll just be guessing on condition!

Jimnight

As above.

Cougar1978

Some notes can look Unc in pic but in hand are AU or even XF. Buy TPG graded notes.

Serial_no_8

I agree with the above but just from looking at the OP image, I can see that the back borders look a little sketchy (somewhat darker suggesting it has been worn, or sitting in a wallet for a while). The lower back border seems to show/suggest more wear than the front bottom border but both appear a bit darker than the remaining border.

For me: If a seller states it's AU than it usually is (& I just hope not EF).

logger7

@Cougar1978 said:
Some notes can look Unc in pic but in hand are AU or even XF. Buy TPG graded notes.

Many notes worth a few hundred dollars are not worth the submission with fees substantial. How can a dealer justify the costs and will buyers be willing to pay them? I would certify virtually everything if the cost of grading were $10-$20 and done in several weeks.