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Are coin dealers starting to hate online auctions & their archives?

shylockshylock Posts: 4,288 ✭✭✭
After seeing the BIN for this 1873 DDO compared to the recent auction price, I wonder how dealers feel about the ease in which their buying price can often be traced. The internet has been great for expanding their sales, but it's becoming a double edged sword. Are coin dealer's starting to get more feedback about their ask prices, with clients using the original buy price as a bargaining tool? Do clients have any right to do that? After all, we all had the same opportunity to outbid them at auction if we were willing to make the sacrifice.

The shared information in the coin collecting world will only become more intense, as will the ability for collectors to outbid dealers at auction. Seems to me being a coin dealer is quicky becoming a much more complicated line of business.



Comments

  • pontiacinfpontiacinf Posts: 8,915 ✭✭
    I know how its made me feel last few times I tryed to sell something only to hear
    "well teletrade has it cheaper"

    FINE, DONT WASTE MY TIME, GO BUY FROM TELETRADE

    but funny you dont see them doing that, do you?
    image

    Go BIG or GO HOME. ©Bill
  • michaelmichael Posts: 9,524 ✭✭
    that is why the grading services are doing so well at shows. and a major service had a monster record increase of submissions this past ny ana show
    because now what the services grade and what they put on the holder makes or breaks a dealers show. as it is all about the plastic, but then again the dealers are only giving for the most part what the coin buying public wants

    i think without the grading services many dealers would soon be out of business or have to supplement their income, the grading services have made many many coin sellers rich

    sincerely michael
  • BigD5BigD5 Posts: 3,433
    I don't think buyers have a "right" per say, to inquire about a dealers margins. As a buyer, you can agree to a price, and buy the coin, or not agree and pass on the coin. Sure, with the information available online, that information can be used as a potential bargaining tool, but it may not get you anywhere. As a matter of fact, if the price realized is mentioned to the seller, they would most likely become offended, if this wasn't presented in a tactful fashion. If you approach a seller with "I know you paid x for this coin, and I'll only offer you x", the reply would most likely be "I don't give an x what you think" image When I'm buying a coin, I don't particularly care what the seller paid for the coin, just what my price will be. Whether the seller makes 5%, 100%, or -15%. Doesn't really matter to me.

    The thing a lot of collectors don't have is time. Time to learn every nuance of every series. Time to skim through auction lots all year, and dealers inventories, looking for that "just right" coin. A reliable, competant dealer can and will do these things for you. The good dealers will always have business.

    Good Thread!
    BigD5
    LSCC#1864

    Ebay Stuff
  • BigD......... I have to applaud you........ I do ask opinions of the quality of a coin I am considering, I also try to check the references I have on price levels, and sometimes ask about experience with a seller.

    I could not care less what profit or margin a seller/dealer makes. I don't want to feel stupid about the level I pay, but pay I will if I like the coin.

    Now when I look at my reply I see that it didn't add much to the thread, except.... the dealers profit is up to the dealer.... my option as a buyer is to be satisfied... I can't see anything wrong with that.
    Becoming informed but still trying to learn every day!
    1-Dammit Boy Oct 14,2003

    International Coins
    "A work in progress"


    Wayne
    eBay registered name:
    Hard_ Search (buyer/bidder, a small time seller)
    e-mail: wayne.whatley@gmail.com
  • IrishMikeIrishMike Posts: 7,737 ✭✭✭
    It would be interesting to know how many coin dealers are out there, whether full time or part time. The ones I deal with are still pricing off the sheets. They aren't cyberspace dealers and they sell mostly to us non-speculating buyers. The market seems to have turned more and more into a commodities market in cyberspace with certain dealers buying for clients or speculation and they the coin gets resold for more and the cycle repeats itself. It can only continue if more and more collectors enter the market place. Knowing what the dealers have paid for these "in demand" coins may benefit them for the present, if these prices are sustainable. Collectors aware of the market and these prices will have to pony up and pay the prices. This could be a dangerous market for high end coins (like that hasn't been said before). The publicity that major shows have garnered over the past few years is helping drive this market. One other observation, there seems like there is a lot of room to make a major mistake, if the buying market is not deep, that is only a few bidders driving up these prices then someone could be left holding onto some nice coins at way to high of an investment.
  • pmh1nicpmh1nic Posts: 3,274 ✭✭✭✭✭
    Increased knowledge in my opinion ultimately helps the hobby and industry but not if it's just limited to knowledge about prices realized. As collectors we also need as much knowledge about what we're buying. One thing I've learn is that every coin is different even if the grade on the slab is the same. This is one reason the idea of coins as a commodity can only be taken so far. It's another reason why even in light of the internet (an expansion of the sight unseen market) nothing takes the place of seeing coins in person in order to assess their value.

    Scanning Heritage prices realized along with the Redbook, Trends, Bluesheet, Graysheet gives me a ballpark figure but each coin (especially when discussing relatively expensive coins) has to stack up on its own merits to command the asking price based on the quality of that individual coin relative to the other coins in that grade. Even with the knowledge of a ballpark price tracking changes in demand and the unpredictable factor of who else is interest in the same coin and how deep their pockets render the knowledge and information available to us as buyers a useful tool but necessarily the last word when trying to negotiate with a dealer.

    I don't particularly care what the seller's profit may be. If he buys smart and makes 100% profit more power to him as long as I'm happy with the coin and feel that I got the coin at a fair price base on my research and the quality of the individual coin.

    There is a place for the retail selling of coins on the internet, especially those coins that are more of commodity type product. More expensive coins (even in light of the grading services), because there can be quite a variation in the quality within each grade point, make the price guides and published prices realize a useful tool but not the last word on the price of a coin.
    The longer I live the more convincing proofs I see of this truth, that God governs in the affairs of men. And if a sparrow cannot fall to the ground without His notice is it possible for an empire to rise without His aid? Benjamin Franklin
  • The Heritage web site is one of the best ways the public can see that premium quality coins (what I gravitate towards) sell for big money (over Trends!) day in and day out, and that people who drag their dogs into the public market come out with just skin and bones.

    adrian

  • Interesting topic and will be interesting to see feedback from some of our esteemed forum members that work for major and well respected dealers. It is my opinion that online auctions have leveled the playing field to a certain point for common run of the mill coins but the dealers still have the advantage when it comes to PQ coins, as they have the ability to view the coins in person, for which there is no substitute. Auction archives only re-enforce the reality that there is a wide price spread for a particular coin and are a useful tool for both collector and dealer.
    I am no longer looking for an 1815/2
    myurl
  • If someone wants to pay for the coin @ auction prices, so be it. Alot of people think coin collecting is like buying a hamburger at a drive thru, and if they dont do there homework, they should get shiested, coin collecting is a intricate detailed proffession and if the buyers are dumb, they shouldnt complain about there buys.
  • jomjom Posts: 3,441 ✭✭✭✭✭
    IMO, I don't think it's anyones business what the dealer paid for the coin. It, again, comes down to the collector/buyer doing their OWN homework. It is the buyers RESPONSIBILITY. If you like the coin and not the price OFFER a lower price. If the dealer says yes, you got a coin. If not, move on. There will be another.

    jom
  • EVillageProwlerEVillageProwler Posts: 5,856 ✭✭✭✭✭
    If I were a dealer -- remember that pretty much all collectors are small-time dealers at least -- I'd want PRL info to be readily available.

    Suppose I have a dup 1850-O dollar in PCGS AU53 that I want to sell. I can point out to prospective buyers that at the last Bowers Baltimore sale (Wayne Rich?) in March, the Seated Dollars were going through the roof. The prices realized far exceeded the published bids... Granted, the bids are behind the times and these coins were mostly awesome. But, I can use this info in an attempt to validate my pricing!

    EVP

    How does one get a hater to stop hating?

    I can be reached at evillageprowler@gmail.com

  • MacCoinMacCoin Posts: 2,544 ✭✭
    dealer need to learn to ride the wave or sink with the ship. thats the way its always been. customer will alway be buying but only the dealer that can adaped will be able to stay in busness. there are some smart guys/gals out there doing well for themself selling coins.
    image


    I hate it when you see my post before I can edit the spelling.

    Always looking for nice type coins

    my local dealer
  • BAJJERFANBAJJERFAN Posts: 31,082 ✭✭✭✭✭
    Yes there are times when you will know what a dealer paid for a coin. So knowing what he paid you can offer in a smarta$$y sorta way or in a pleasant way. Remember that you will catch more flies with honey than you will with vinegar. Ask youself ;does this coin represent value at $39,500 and the seller got a really good deal at $23,000? Is this seller really adding $16,500 in value to a coin? Of course not!! All he is adding is cost and apparently lots of it. I understand that he needs to make a profit to stay in business and that the $16,500 is not 100% profit but geeze louise man. So if yer interested make him an offer; the worst that can happen is that he says no. Then again anyone with 40K to spend on a coin doesn't get much sympathy from me. Presumably he doesn't have that kind of money to spend because he is an idiot.
    I'm sure I will get taken behind the woodshed for this but next time you go to buy a new car, politely but firmly remind the salesman that he adds no value to a car; only cost. Tell him that you can pay list price anywhere and that car really isn't WORTH any more than the factory is willing to sell it for. You might also mention that he needs you MORE than you need him. Report back here and tell us how it goes.
    theknowitalltroll;
  • EVillageProwlerEVillageProwler Posts: 5,856 ✭✭✭✭✭
    BajjerFan,

    I don't think it is fair to compare most rare coin dealers to automobile sales people. For one thing, automobiles are commodities. Not including marketers, like on TV and those mass mail order people, most (or, many) rare coin dealers do know quite a bit about rare coins.

    Take, for example, Jim Halperin and Q. David Bowers. Both are expert in numismatics; they know history, facts, rarities, etc., about coins in immense detail. They are authors, and they promote the industry. Even someone like Laurie Sperber (Miss Legend) -- Laurie, please pardon my expression -- doesn't deal with coins like commodities. She routinely separates the PQ specimens from the dross. She creates wonderful purchasing opportunities for her customers. (I still own the first coin I bought from her firm -- a lovely work of art. But, this isn't about Legend specifically!)

    If you lump all coin dealers together with automobile sales people, then you'd never know what was good value and quality or not. That's one bit of value they (the good ones) add: they use their time and expertise to find the quality pieces their clients want.

    EVP

    How does one get a hater to stop hating?

    I can be reached at evillageprowler@gmail.com

  • BAJJERFANBAJJERFAN Posts: 31,082 ✭✭✭✭✭
    EVP
    I wasn't necessarily lumping them together for any particular reason tho it seems to me that one thing they pretty much have in common is that they both add mostly cost as opposed to value in what they sell. In the case of a car dealer one can guess pretty closely what their cost basis is. While its true a good coin dealer (less so with a car dealer/salesman IMHO) can keep you from getting screwed; the dealer to which this thread refers DID NOT add 16,500 in value to this coin as I see it.
    One item in defense of the car salesmen tho; a visit to most any car dealer's used car lot will quickly reveal that the worst thing about an American car is that an American owned it.
    BAJJERFAN
    theknowitalltroll;
  • TomBTomB Posts: 21,200 ✭✭✭✭✭
    One thing no one seems to have addressed in this debate or seems to have not noticed is the fact that what the coin sold for at auction does not mean that that is what the dealer paid. Remember, the coin may have changed hands one or more times between the auction sale and the dealer offering it. You simply don't have a trail of ownership along with the price realized.
    Thomas Bush Numismatics & Numismatic Photography

    In honor of the memory of Cpl. Michael E. Thompson

    image
  • gsaguygsaguy Posts: 2,425
    I agree with TomB. It's possible that the coin changed hands several times before this dealer offered it for sale. Also, what if he was the one that bought it at auction? Does that mean he should mark the coin up only 10-15% from the auction price? No, not if he got an exceptional deal at auction and IF the coin is really worth what he's asking now. Alternately, what if he overpaid at auction, should you give him a profit? No. Know what you're doing before you do it!!

    Looking at past auction prices on a given piece may help with negotiations, but it really has nothing to do with the real value of the coin. Just as Laurie with Legend comments, a dealer (or collector) that's on the ball will use his experience and additional research to identify undervalued coins and will often buy them right out from under the noses of others at auction who are looking the other way.

    GSAGUY

    image
  • BAJJERFANBAJJERFAN Posts: 31,082 ✭✭✭✭✭
    Yes its true the coin may have had several owners since it was bought at auction for $23,000. But whether the coin went thru one set of hands or five doesn't change the fact that $16,500 has been added to the cost but nothing to the value if it sells for the $39,500 BIN. Heritage usually gives a value range for each coin up for auction and I think they would not be naive enough to sell a $40,000 coin for $23,000.
    theknowitalltroll;
  • gsaguygsaguy Posts: 2,425
    Bajjerfan,

    Regardless of what Heritage thinks, the 'value' of the coin is what a willing buyer and a willing seller agree that it is.

    Also, I believe you can catch more flies with a week old dead rat than you can with honey.image

    GSAGUY
    image
  • BAJJERFANBAJJERFAN Posts: 31,082 ✭✭✭✭✭
    The "PRICE" of a coin is what a willing seller and buyer agree to not "VALUE". Are you saying that the person who may pay $39,500 for this coin is getting almost twice the value for his money than the guy who paid $23,000 got? Or is he getting about half the value? The buyer who doesn't know that the seller may have gotten this coin for $23,000 will likely pay the $39,500 or close to it. The buyer who does know what the seller paid stands a better chance of getting it closer to the dealer's cost.
    theknowitalltroll;
  • gsaguygsaguy Posts: 2,425
    Bajjerfan,

    I've always said that what an owner paid for a coin has nothing to do with its value when he goes to sell it. In other words, the marketplace, in the form of a pool of potential buyers will determine its value. If he paid too much, he won't sell it at a profit and will likely lose money when he liquidates. If he got it at a great price, then he'll do well when he sells it. If it's worth $50,000 in the marketplace, then whether he paid $48,000 or $4,800 has nothing to do with the coin's value when he goes to sell it. Just because you know he paid $4,800, you can't accuse him of making too much profit if he gets the coin's value of $50K when he sells.

    And, of course, the value of any given coin can be different to 10 different people. I may love an 1881-S in MS66 that the 'sheets' say has a value of $100 but because the coin possesses some of the most incredible toning I've ever seen, I'll pay $1500 for the coin. You might not want to pay the $100 because you don't like toning. So what's the real value of the coin?

    At the end of the day, it doesn't matter what Heritage or anyone else says is the value of a coin, the value is determined by the buyer.

    And I still say that you can catch more flies with a week old dead rat than with honey!image

    GSAGUY
    image
  • It's my honest opinion that people who constantly complain about what coin dealers do or attempt to do, probably do not have and could never have what it takes to be a coin dealer. Anyone can complain, far fewer can do.

    xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

    "Never argue with a fool." -- Mark Twain

  • IrishMikeIrishMike Posts: 7,737 ✭✭✭
    I am not a coin dealer, but to say they don't add value is ridiculous. They have expertise garnered through years of experience, my time is money, they do the leg work, so I buy on their time and I expect to pay for it. They make the market to an extent in these rare, in demand or unique coins. Knowing what they paid for it helps establish the market expectations of potential buyers. As I posted earlier they are taking the initial risk of value. As we know this market can change on a dime. Will this coin sale for this price, hardly. Will it sell for a profit, most likely. Will it pull in clients to their site, probably.
  • Anaconda,
    You act as if coin dealing is brain surgery. I know your a lawyer so your at the top of the ladder for coin dealers with smarts. Most are not real bright and live off the unsuspecting seller who walks through their door. In my town every dealer has "HIGHEST PRICES PAID" on their windows and they pay pennies on the dollar. Your giving coin dealers much more credit than they deserve.

    edited for spelling, guess i'm not very bright either image
  • Dumb coin dealers make me laugh, not angry.
  • BAJJERFANBAJJERFAN Posts: 31,082 ✭✭✭✭✭
    The point of the whole thread has to do with knowing what a dealer has paid for a coin that you might be interested in and how that knowledge might affect your approach to buying the coin; not whether the dealer is gouging or whatever. The question was asked is it ethical to even use this knowledge. Why not. Its just called doing your homework since he apparently did his. If you knew what he paid why would you not want to use this knowledge to your advantage? You would be a fool not to. Duh!! You don't have to get in his face and be accusatory or call him a crook, but you can make him a fair offer and maybe save yourself some dollars. Of course the fact that he has listed it on eBay means he won't likely be taking any lower offers till the auction ends.
    theknowitalltroll;
  • gsaguygsaguy Posts: 2,425
    Bajjerfan,

    I understood exactly the point of the question. I'm just trying to make the point that to the average dealer, what he paid for a coin may have nothing to do with his asking price and its ultimate value as perceived by a collector. He might ask for a 10% markup or a 100% markup depending on his current view of the coin's value.

    I've heard more than one national dealer commenting that they've had collectors balk at paying an asking price for a piece that was bought at auction because they knew what he paid for the coin. Well, guess what? Those collectors often miss out on the coin. Such undervalued coins still typically bring full value on the market because not everyone is concerned with the dealer's profit on a single piece.

    Buyers should always use whatever ethical means they have at their disposal to get the best price available from the dealer. The collector should just be prepared to see a neat piece go to someone else if the only excuse they have for countering his price is because he paid $XXXX for the coin.

    GSAGUY
    image
  • shylockshylock Posts: 4,288 ✭✭✭
    I'm one of those who'll knowingly pay much more than the typical markup for a coin if I feel the dealer got a "rip" -- jargon I'd never heard of until I read another post here! If a coin makes my toes curl and is still priced reasonably the dealer is due the big payoff, not me. I may tactfully say "how did you steal this at that price?" but I'd never play that directly into the bargaining. If I feel they're gouging me I just would take a pass.

    This 1873 DDO example is extreme, but these are the types of rare coins that are hard for most collectors to put a "reasonable" price tag on. Most collectors have never seen other examples at this level to form a frame of reference, and it's the kind of coin where a dealer might be inclined to throw a price against the wall due to the slab alone. I find the auction results extremely interesting in cases like this. What a floor full of dealers/collectors who saw the coin in person established as the buy price, even if it was a bit of a "rip", is a starting point. In this case I feel the dealer is now asking what another 65RB sold for that's in another class. All it will take is one guy paying the new price to prove me wrong, establishing a new price to add to the mix.





  • My second comment to this thread.

    I can not understand why it should covern the buyers pricing of a coin related to what a dealer paid for it. I readily admit that I am not in a league of the multi-bucks that have been mentioned but I believe my thinking is in line.

    If I was interested in a coin, knew that the seller paid X and was looking a little beyond my range I would simply ask if he had any leeway with the price. Personally I could not care what the dealer makes (actually I hope he makes a profit and stays in business..for me!).

    My comments are meant as a buyer of much lower range cost of coins than $48-50,000 but ...heck I like my coins also and for me a purchase above the $2-300 range is a biggie.

    I still believe my thinking is correct even if my pricing range may be lower.
    Becoming informed but still trying to learn every day!
    1-Dammit Boy Oct 14,2003

    International Coins
    "A work in progress"


    Wayne
    eBay registered name:
    Hard_ Search (buyer/bidder, a small time seller)
    e-mail: wayne.whatley@gmail.com
  • BAJJERFANBAJJERFAN Posts: 31,082 ✭✭✭✭✭
    In most cases it is of no concern to the buyer what the seller paid for a coin because the buyer doesn't know the seller's cost and isn't likely to find out. HOWEVER, in this case you probably DO know what the seller paid for it and it can't help but temper your thinking when it comes time to make the purchase. Since it is listed on eBay if you want it then you had better BIN it because some other bidder might. Its a lot like selling your home. You might end up going thru a realtor, but you having nothing to lose by trying on your own either. IMO this coin was put on eBay with a big markup hoping for an easy deal. If it doesn't sell there after 2 or 3 listings then a savvy buyer might get it closer to the $23K than the $39.5K.
    theknowitalltroll;

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