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How would you send a $1,000,000 card?

I was thinking the other day, when someone wins a big auction, where they spend, say, $1 million on a card - how does that card actually get to them? I'm assuming at that level, they either go get it directly or the auction house sends someone to them? But is that how it really works?

Now say it's a $150,000 card. What then? I know FedEx only insures up to $100,000, so mailing it is probably out. What's standard operating procedure for something of that value?

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